Assurance Health Insurance for Cancer" width="250" height="155" />New India Mediclaim Policy brought to you by New India Assurance is a comprehensive medical insurance policy that gets you and your family covered with unforeseen hospitalisation expenses. The proposer of this policy can include Self, Spouse, Parents and Children, and all the individuals proposed under this policy should be aged between 18 years to 65 years. The Proposer can also include financially dependent children if they are aged between 18 years to 25 years. The policy is valid for a period of one year from the date of start of the policy.
The list of benefits provided under this policy is huge. Some of the major benefits that the policyholders can enjoy here are - in-patient hospitalisation cover, facility of getting treated anywhere in India, cumulative bonus offer, wide range of sum insured options, and so on. Another benefit of being covered under this policy is that a newborn baby of the insured mother will be covered from the date of birth until the policy gets expired, without paying any extra premium. To get continued coverage for the child, you need to add him/her under the policy at the time of renewal.
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You can be sure that at InsuranceDekho you will get personalized plans that fit your specific needs for health insurance. I appreciate the flexibility they offer, allowing me to choose the coverage and benefits that align with my healthcare requirements under the New India Assurance- Mediclaim Policy. It's a tailored approach to insurance. Read More
By Nishit Dalal On: Jul 18, 2023 Convenient Online ExperienceI chose InsuranceDekho for my health insurance and I'm delighted with their user-friendly online platform. It made comparing and buying policies a breeze. After much looking, I finally bought the New India Assurance- Mediclaim Policy. Moreover, their pricing is competitive, offering excellent value for the coverage provided. I am happy with my decision and the peace of mind it brings. Read More
By Vikas Dhingra On: Jul 05, 2023 Impressive flexibilityI wanted to port my existing health insurance plan to a new one. I was not familiar with the ways to do that. Eventually, I came to InsuranceDekho and called the helpline number. The official asked me the reason for porting and based on my criteria, suggested some options. The flexibility was impressive. I chose The New India Assurance’s Mediclaim Policy. Read More
By Kankana Gupta On: Mar 03, 2021 Good services by Insurancedekh.I am very much satisfied with services of InsuranceDekho’s customer care executives who helped me the entire way in buying Mediclaim policy. It gave me all the benefits i wanted under my health insurance plan that too at nominal premium. They attend my calls whenever I call them. Read More
By Priya Kumari On: Feb 25, 2020 Always availableI purchased mediclaim policy from insurancedekho last year and made payment in one go. They have a secured payment gateway and it was easy to buy plan from them online. They told me all abouot network hospitals so i went there only at the time of treatment and got cashless treatment Read More
By Bhaskar Kumar On: Feb 25, 2020Policyholders can avail this benefit only if they are purchasing this policy for a Sum Insured of at least Rs. 2 Lakh. If an additional premium is paid, the clause of proportionate deduction will stand deleted.
Policyholders can avail this benefit only if they buy this policy for a sum insured of at least Rs. 5 Lakh. When an additional premium is paid, the maternity expenses shall be payable up to 10% of the average sum insured after 36 months of a waiting period. This limit is applicable for every event for all the Policies provided by New India Assurance including Group Policies.
The company provides this benefit only to the policyholders who have purchased this policy for a minimum sum insured of Rs. 8 Lakh. On payment of additional premium, an additional limit shall be applicable.
If an insured individual opts for voluntary co-pay of 20%, a discount of 15% shall be given on the premium payable by him/her.
Mediclaim Policy is New India’s one of the renowned health insurance policies. A comprehensive plan in nature, the policy has been designed to cover individuals as well as family. It is a great option for those looking out for extensive cover for the entire family members in a single sum insured. This policy is an umbrella product for self, spouse, parents, and children. As far as the benefits of this policy are concerned, New India Assurance has hardly kept anything away from the coverage under the Mediclaim Policy. If you have this policy, you and your family get covered against inpatient treatment, pre-hospitalisation expenses, post-hospitalisation expenses, ICU/ICCU charges, ambulance services. Further, the policy has optional benefits like ‘No Proportionate Deduction’, ‘Maternity Expenses Benefit’, ‘Revision in Limit of Cataract’, and Voluntary Co-pay.
Like other health insurance policies, New India’s Mediclaim policy is also suitable to secure the health of your family. The policy has been designed to cover the insured persons against skyrocketing medical costs. It gives financial aid at the time of hospitalisation due to specific ailments, accidents or injuries. The only thing is that there are limits on room rent, AYUSH treatment, ambulance services, etc. Overall, certain discounts and wide cover under the policy make it worth buying. To have quick and convenient purchase experience, choose the online mode for buying the policy. InsuranceDekho is a reliable companion in this concern, providing you with expert support when it comes to ‘claim settlement’, ‘policy portability’, ‘payment of premiums’ and many more.
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
No. Unless an insured person is hospitalised for a valid reason, the claim is not paid. OPD is not covered under this policy.
Sum insured options available under this plan are- Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 8 Lakh, Rs. 10 Lakh, Rs. 12 Lakh and Rs. 15 Lakh.
Yes. The cost of health check-up is reimbursed to the insured individual after every 3 claim-free years. The reimbursed amount shall be payable up to Rs. 5,000 or 1% of the average Sum Insured of proceeding 3 years, whichever is less.
Yes. The company provides the following renewal benefits to its policyholders-
1. Health check-up benefit after every block of 3 claim-free years up to a certain limit
2. Cumulative Bonus Buffer shall be carried forward of the existing policyholder of Mediclaim 2012
Under this policy, the policyholders can get their claims settled either through the cashless procedure or through the reimbursement procedure .
Yes. This policy gets you covered with Ayurvedic, Homeopathic/Unani treatment up to 25% of the sum insured.
Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
